.Union Financial Administrator Nirmala Sitharaman3 minutes checked out Final Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Finance Official Nirmala Sitharaman introduced that the government targets to open up over 30 million brand-new PMJDY profiles in the course of 2024-25.Briefing media reporters, Sitharaman unveiled that since August 14, 2024, a total of 531.3 million Jan-Dhan accounts have actually been opened because the program's launch a many years ago, along with a cumulative deposit difference of Rs 2.3 mountain.The common remainder every account has actually improved coming from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Roughly 80 per cent of these accounts are actually currently active." PMJDY has actually participated in a vital duty during the astronomical, particularly for girls," claimed Sitharaman.Despite the allowance for zero balance and the lack of a minimum equilibrium demand, merely 8.4 per cent of the accounts sustain a no equilibrium. The program has been actually specifically helpful in country and semi-urban areas, where 66.6 percent of the accounts are located.As of August 14, 2024, girls account holders exemplify 55.6 percent of the total profiles, totaling up to 295.6 million accounts, according to the Administrative agency of Financing.
Currently, 99.95 percent of all populated towns possess financial locations on call within a 5-kilometre radius by means of numerous touchpoints, consisting of banking company branches, automated bank clerk makers, financial contributors, and India Message Repayments Bank.As of August 14, 2024, there end 1.73 billion surgical CASA (current account interest-bearing account) accounts in the nation, featuring more than 530 million surgical PMJDY accounts.Concerning social surveillance schemes, Sitharaman highlighted that over 200 million cumulative enrolments have given life insurance protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with a yearly superior of Rs 436.Furthermore, over 450 thousand advancing enrolments have supplied 1 year unintended cover of Rs 2 lakh (for fatality or even long-lasting total disability) and also Rs 1 lakh (for long-term partial handicap) under the Pradhan Mantri Suraksha Bima Yojana, along with a premium of Rs 20 per year.The Atal Pension plan Yojana has signed up over 68 thousand customers.In relations to credit-linked plans, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 thousand increasing loans amounting to Rs 29.93 mountain (as of July 12, 2024) have actually been accredited to offer collateral-free institutional money management to small and also local business systems up to Rs 10 lakh for income-generating tasks.Under the Stand India Plan, 236,000 advancing financings amounting to Rs 53,609 crore (as of July 15, 2024) have been actually approved to Planned Caste, Scheduled Group, and also ladies business owners for establishing greenfield jobs.Additionally, the Pradhan Mantri SVANidhi program has approved car loans worth Rs 12,630 crore to 6.52 million road merchants as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY cumulative down payment balance of Rs 2.3 trillion.u00b7 There more than 1.73 billion surgical CASA accounts.u00b7 Girls account holders comprise 55.6% of complete accounts.1st Published: Aug 27 2024|9:37 PM IST.